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Company News
Florida Notary Signing Services LLC
(727) 418-9529 Voice
(727) 495-0765 Fax
info@floridanotarysigningservices.com
HOW TO GET THE BEST HOME LOAN DEAL – NATIONWIDE
Dateline: Hudson, Florida. June 01, 2004
LET YOUR KEYBOARD DO THE WALKING ONLINE
Homeowners can get the best loan deals available nationwide via a few punches on a computer keyboard. This is thanks to deregulation in the banking industry and improvements in using the internet. Banking deregulation means that homeowners can now get a loan from a lender in another state. The internet makes getting a loan fast and easy - a terrific boon for the consumer. Low fixed-rate loans with little or no closing costs are offered online by many of the major established lenders.
While the banking industry was deregulating, the internet was becoming more accessible to people at home. “Let your keyboard do the walking” has given many a future or current homeowner the deal of a lifetime.
NOTARY SIGNING AGENTS MAKE INTRA-STATE LOANS POSSIBLE
Another industry has simultaneously emerged to facilitate borrowers in getting great deals: Notary Signing Agents. They are a group of highly trained and tested (certified) notaries who have joined the lending industry in serving families looking for the ultimate loan. There are documents in virtually every loan package that require notarization. Notary Signing Agents provide both notary services and loan expertise to help the borrowers know what they are signing.
How the process works:
A major lender may find a terrific loan for a couple in California by hooking them up with a major lender in Florida and a title insurance company in Texas. Flying a trained notary to California is too expensive. So the lender hires a notary signing agent who lives in the borrower’s county. The notary brings the loan documents to the borrowers’ home or workplace, spends an hour or so reviewing all the documents with the borrowers, instructs the borrowers where to sign and initial, gathers identification information, then sends the signed and notarized documents back to the out-of-state lender via overnight delivery. In about a week, the deed naming the new lender is recorded in the borrowers’ home county and the loan is funded. This is all due to the magic of the internet, the valiant overnight delivery services, and trained notary signing agents available nationwide.
THE CATCH
Most notaries cannot adequately handle loan packages unless they have specific training and/or certification in real estate documents. If the documents are not signed and notarized perfectly, the loan will not fund.
THE SOLUTION
What you can do to assure quick, problem-free closing of your loan:
Tell your lender the name and phone number of the notary you want to close your loan.
3 ways to find a trained and tested notary:
- Visit a notary trade association website. Associations for professional notary signing agents often have websites with signing agent databases you can search for free. Lists are usually searchable by zip code. Some of the better websites are:
- Conduct a Google or Yahoo search by entering the words “notary” “signing agent” and the names of your city and state.
- Use the yellow pages. Look under the category “Notaries – Public.”
FOR MORE INFORMATION
Florida Notary Signing Services LLC
(727) 418-9529
http://www.floridanotarysigningservices.com
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